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Mathematical Tools · Practice FormulasLast Updated: June 29, 2026

Texas Real Estate Exam Calculators

Math accounts for up to 10% of the licensing exam. Many candidates fail by scoring high on conceptual questions but losing critical points on financial calculations. Master these four fundamental real estate math structures.

Formula 01

Commission Split Calculator

Learn how to calculate gross listing commissions, broker-agent split ratios, and cooperating broker fee percentages under TRELA compensation guidelines.

Input:Sale Price
Input:Broker Splits
Authority:TRELA §1101.651
Open Calculator
Formula 02

Closing Proration Calculator

Calculate statutory 360-day or 365-day calendar property tax and rental adjustments, respecting Texas customs on closing day ownership.

Input:Annual Tax
Format:360 vs 365 days
Authority:TREC Par. 13
Open Calculator
Formula 03

Net to Seller Calculator

Calculate the exact listing/sales price needed to fulfill outstanding mortgage balances, closing liabilities, and achieve target net profits.

Input:Target Net
Formula:Commission Complement
Authority:TREC §535.156
Open Calculator
Formula 04

Loan Qualification (DTI) Calculator

Evaluate front-end (28% housing) and back-end (36% total obligations) qualifying ratios to assess buyer capacity using recurring debt parameters.

Input:Gross Income
Input:Recurring Debt
Authority:Finance Code §343
Open Calculator
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